Fees and you will charge
This new conditions and terms into the home mortgages need you to receive typical income, public coverage or your retirement repayments and use DNB since your informal bank.
Calculation regarding energetic rates
BLU Initiate:Amount borrowed NOK dos one hundred thousand one hundred thousand as much as 85 % regarding market value. Nominal rate of interest 3.39 % p.a good. Annuity mortgage that have energetic interest 3,52 % p.good. and additionally side-end fee NOK step 3 190 and you will instalment percentage NOK 65. Rates NOK 990 890, installment loan Columbus NC overall NOK 2 990 890 more than twenty five years.
Amount borrowed NOK dos one hundred thousand one hundred thousand, moderate rate of interest cuatro.69 % p.good. to possess step three seasons fixed rates. Annuity financing having effective rate of interest 4.87 % p.a good. as well as side-end payment NOK 3 190 and you will instalment payment NOK 65. Cost NOK 1 422 590, totalt NOK 3 422 590 over twenty five years.
Auto loan getting young people which have deposit thirty-five % or more:Amount borrowed NOK 150 one hundred thousand as much as 65 % out of purchase price. Annuity mortgage which have affordable interest cuatro.74 % p.a., productive interest rate 6.54 % p.good. in addition to side-stop fee NOK dos five-hundred and you may instalment payment NOK 65. Cost NOK twenty five 484, total NOK 175 484 more than 5 years.
Amount borrowed NOK fifty one hundred thousand. Moderate interest % p.a beneficial. Annuity mortgage having productive rate of interest % p.a great. in addition to side-end commission NOK five-hundred and you can instalment payment NOK 50. Total price NOK 68 777 more than 5 years.
Fixed-speed real estate loan Tale:Amount borrowed NOK dos 100000 100, affordable rate of interest cuatro.69 % p.a good. to own step 3 season repaired rate. Annuity financing with effective interest 4.87 % p.a good. also front-prevent commission NOK step three 190 and instalment fee NOK 65. Prices NOK step one 422 590, totalt NOK 3 422 590 more than 25 years.
Auto loan Tale and you may Saga Platinum with 35 % down-payment:Loan amount 150 one hundred thousand NOK as much as 65 % out-of purchase price. Annuity mortgage with nominal rate of interest cuatro,74 % p.good., productive interest six.49 % p.an effective. and additionally front-end percentage NOK dos three hundred and you may instalment commission NOK 65. Pricing NOK twenty five 259, overall NOK 175 259 over 5 years.
Tale Liquidity put aside:Loan amount NOK 70 100000. Affordable interest %, productive interest % as well as front-stop commission NOK five hundred. Cost NOK cuatro 574, total NOK 74 574 over 12 months.
Mortgage to 75 % away from ount NOK dos one hundred thousand 100000, around 75 % out of market price. Nominal interest 4,30 % p.an excellent. Annuity mortgage which have effective rate of interest cuatro,forty five % p.a beneficial. plus front-prevent commission NOK step 3 190 and you will instalment commission NOK 65. Prices NOK step 1 286 390, complete NOK 3 286 390 more 25 years.
House equity line of credit:Amount borrowed NOK dos 100 one hundred thousand, doing 75 % from market value. Affordable rate of interest cuatro,31 % p.good. Annuity financing with active interest cuatro,forty-five % p.a good. plus side-stop commission NOK step three 190 and you will instalment commission NOK 65. Cost NOK step one 286 390, total NOK 3 286 390 over twenty five years..
Fixed-speed home mortgage:Amount borrowed NOK dos 100000 100000 up to 75 % away from market price. Affordable interest cuatro.74 % p.good. to own step three season fixed rate period. Annuity mortgage with active interest 4.ninety five % p.an effective. and additionally top-avoid commission NOK 3 190 and you can instalment commission NOK 65. Prices NOK 1 439 690, complete NOK step three 439 690 more twenty five years.
Environmentally friendly mortgage:Amount borrowed NOK 2 000 one hundred thousand up to 85 % out-of market price. Affordable interest step three.39 % p.a beneficial. Annuity loan with effective interest rate 3.52 % p.a good. also front-prevent fee NOK 3 190 and you may instalment payment NOK 65. Rates NOK 990 890, totalt NOK 2 990 890 more twenty five years.